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Should
Browse 4 in-depth Should guides from Mortgage Advisor Guide. Our editorial team researches and writes each one to give you clear, practical answers, current as of September 2026. The newest are shown first.

Rates Hit a Year High: Should You Still Buy This August?
A couple reached out to me in late July after locking in a rate quote that expired before they could close. …

Should You Lock Your Rate Now as the Iran Ceasefire Collapses
One week you’re running affordability numbers thinking rates might crack below 6.5% again. The next …

Should You Take an ARM Right Now to Beat High Fixed Rates?
30-year fixed rates hit 6.6% on June 15, 2026. A 5-year ARM was sitting at 5.76%. That’s 84 basis points …

Lock In Your Rate: The Right Time To Act
Most borrowers ask the wrong question. They spend hours watching rate trackers and refreshing mortgage news …