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Payment
Browse 5 in-depth Payment guides from Mortgage Advisor Guide. Our editorial team researches and writes each one to give you clear, practical answers, current as of September 2026. The newest are shown first.

Your Car Payment May Be Killing Your Mortgage Approval
Everyone’s been blaming student loans for killing first-time buyers’ mortgage dreams. Turns out, …

401(k) Down Payment: What You Need To Know
Most people have no idea how much money they’re quietly sitting on inside their 401(k). According to …

Can You Give Gift Money For A Down Payment?
Someone called me last week, two days before their closing date, panicking because their lender had just …

First-Time Buyer? Here's How to Fund Your Down Payment
You saved $8,000 and thought you were finally close. Then you ran the actual numbers and realized that a 20% …

Down Payment Options Beyond The Traditional 20%
Most people believe you need 20% down to buy a house. That single myth keeps more qualified buyers on the …