Ethan Chen

Ethan Chen

Housing Market Analyst

Home Buying Process & Market Trends

Ethan Chen analyzes housing and mortgage market data, helping buyers understand how rates, inventory, and timing affect what they can actually afford. He cuts through the headlines with numbers. At Mortgage Advisor Guide he covers the buying process and market trends.

Articles by Ethan Chen

Pay Off Your $350,000 Mortgage in 20 Years Instead of 30

8 min read

Mortgage Discrimination Laws: Your Legal Protections

8 min read

Jumbo Loan Limits and Requirements for 2026

9 min read

Points Deduction on Mortgages: Save $2,000+ or Pay More?

10 min read

Condo Mortgage Requirements: What Lenders Actually Need

7 min read

New CFPB Fair Lending Rule Takes Effect: What Mortgage Applicants Need to Know

7 min read

How Long Does Mortgage Underwriting Take: 43 Days Explained

8 min read

Virginia Condo Requirements: What Buyers Need To Know

8 min read

Record Home Prices Meet Rising Rates: What Buyers Must Know Now

7 min read

Mortgage Denied? 7 Real Reasons Lenders Reject Applications

8 min read

FHA Condo Approval: What Lenders Really Check

8 min read

Why the Fed May Hike Rates Next, and What That Means for Your Mortgage

7 min read