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Browse 33 in-depth Trending guides from Mortgage Advisor Guide. Our editorial team researches and writes each one to give you clear, practical answers, current as of September 2026. The newest are shown first.
Fannie Mae Ends Limited Review: What Condo Buyers Must Know Now
If you put an offer on a condo this summer and your lender hasn’t mentioned the August 3rd deadline yet, …
Your Car Payment May Be Killing Your Mortgage Approval
Everyone’s been blaming student loans for killing first-time buyers’ mortgage dreams. Turns out, …
How the Iran War Is Pushing Mortgage Rates Higher This Summer
If you’ve been house hunting this summer, you already know something feels off. Rates were supposed to …
Rates Hit a Year High: Should You Still Buy This August?
A couple reached out to me in late July after locking in a rate quote that expired before they could close. …
HUD's 14 New FHA Rules: What They Mean for Home Buyers
If you’ve been eyeing FHA financing and wondering whether the timing is right, there’s actually …
The July 28-29 Fed Meeting and What It Means for Your Mortgage
You’re sitting at your kitchen table, pre-approval letter in hand, trying to decide whether to lock your …
The CFPB Just Asked the Public to Rewrite Mortgage Rules
Most people assume mortgage rules exist to protect them. Some do. But a lot of them, I’ll be honest, …
Gen Z Now Holds a Record Share of the Mortgage Market
Something quietly historic happened in the mortgage market this spring, and most people outside the industry …
New CFPB Fair Lending Rule Takes Effect: What Mortgage Applicants Need to Know
Most coverage of the CFPB’s new fair lending rule frames it as an abstract policy debate between …
The CFPB Is Rewriting Mortgage Rules: What Borrowers Should Know
If you’ve been watching mortgage rates tick up and wondering whether this is even a good time to buy or …
The $200B Mortgage Bond Plan vs. Rising Rates: What Buyers Should Know
If you’ve been watching mortgage rates this summer hoping for some relief, you’re probably feeling …
Why ARMs Are Making a Comeback as Iran War Pushes Rates Higher
Picture this: you’ve been watching mortgage rates for six months, waiting for them to drop before you …
What the ROAD to Housing Act Means for Your Mortgage
Something most people assumed about this housing law is almost certainly wrong. The 21st Century ROAD to …
What HUD's 14 New FHA Rules Mean for Your Mortgage Costs
Most coverage of HUD’s June 23 announcement reads like a press release: 14 changes, red tape cut, …
Record Home Prices Meet Rising Rates: What Buyers Must Know Now
If you’ve been watching the housing market and feeling like the goalposts keep moving, you’re not …
Your Mortgage Credit Score Is Changing: What VantageScore 4.0 Means Now
Picture this: you’ve spent six months getting your finances in order, you’ve found a house you can …
Should You Lock Your Rate Now as the Iran Ceasefire Collapses
One week you’re running affordability numbers thinking rates might crack below 6.5% again. The next …
Iran Peace Deal and the Fed: What Borrowers Must Know Now
The Iran peace deal was supposed to be the rate relief borrowers had been waiting for. It wasn’t. Rates …
What the New Housing Act Means for Your Mortgage
If you’ve been trying to buy a home in 2026, you already know the frustration. Inventory is thin, prices …
Why the Fed May Hike Rates Next, and What That Means for Your Mortgage
You locked in your rate sheet three weeks ago, did a quick mental calculation, and thought the worst was …
Falling Prices, Rising Offers: The Functioning Market Borrowers Have Been Waiting For
For three years, the housing market was a seller’s playground. Inventory dried up. Buyers competed in …
A Fed Rate Hike Is Now on the Table: What Mortgage Borrowers Should Do
Most coverage of this moment focuses on what the Fed might do. The more pressing question is what mortgage …
The Housing Bill That Passed Congress but Stalled at the White House
If you’ve been watching mortgage rates hover above 6.5% and waiting for some signal that relief is …
HUD Just Changed 14 FHA Mortgage Rules. Here Is What It Means for Buyers
Picture this: you’re a first-time buyer, you’ve scraped together your 3.5% down payment, …
What the ROAD to Housing Act Means for FHA Borrowers
The same week Congress passed what the Bipartisan Policy Center called the largest housing affordability …
Trump Blocked the Housing Bill. What Happens to Buyers Now?
The bill passed 85-5 in the Senate. Then 358-32 in the House. Two chambers, bipartisan consensus so lopsided …
The ROAD to Housing Act Just Passed: What It Means for Buyers
If you’ve been watching home prices from the sidelines, wondering whether the math will ever work in …
What Trump's Mortgage Credit Order Means for Your Next Closing
Picture this: you’re three weeks from closing on a house you’ve been hunting for eight months, and …
FHA Now Accepts New Credit Scores: What Buyers Need to Know
Most people assume their credit score is their credit score. One number, one fate. What I’ve spent the …
What the ROAD to Housing Act Means for Your FHA Loan
The 21st Century ROAD to Housing Act passed the House 396-13 on May 20, 2026, and is sitting on the …
What the Iran Peace Deal Means for Your Mortgage Rate
If you’ve been watching mortgage rates tick down this week and wondering whether to finally make a move, …
Iran Peace Deal Is Pulling Mortgage Rates Down This Week
Something unusual happened in the mortgage market on June 15, 2026, and most homebuyers completely missed it. …
Should You Take an ARM Right Now to Beat High Fixed Rates?
30-year fixed rates hit 6.6% on June 15, 2026. A 5-year ARM was sitting at 5.76%. That’s 84 basis points …