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Hardship Options
Browse 8 in-depth Hardship Options guides from Mortgage Advisor Guide. Our editorial team researches and writes each one to give you clear, practical answers, current as of July 2026. The newest are shown first.
Partial Claim Mortgages: How They Work
Most borrowers have never heard of a partial claim until they’re already in trouble. That’s a …
Deed in Lieu: Your Exit When Foreclosure Looms
A deed in lieu of foreclosure is one of those options that most borrowers don’t even know exists until …
Will Mortgage Forbearance Hurt Your Credit Score?
Most articles about mortgage forbearance and credit scores get the basic facts right and miss everything that …
How Short Sales Damage Your Mortgage Future
You already know the short sale saved you. What you might be wondering now is how badly it’s going to …
When You Can't Afford Your Mortgage Payment
The call I dreaded most in my underwriting years wasn’t from a loan officer or an auditor. It was the …
Stop Foreclosure: 5 Real Options When Behind on Payments
Being two months behind on your mortgage isn’t a crisis yet. Three months is where lenders start the …
What Mortgage Forbearance Really Means For Your Payments
You missed a mortgage payment last week. Maybe it was one, maybe two. Your phone’s started ringing from …
Lower Your Monthly Payment: Mortgage Modification Options Explained
You got the letter on a Tuesday. Maybe it was a job loss, a medical crisis, a divorce that split your …